By leveraging data, many of the 80,000+ loans issued since 2016 may never have been written, without the use of our very own scorecard.
ExploreMillions of people in the UK are excluded from mainstream finance
and don't have access to fair credit - it's our mission to sort that out
The Money Platform, having completed The FCA Project Innovate Incubator Program, established itself as a peer-to-peer lending platform with a focus on consumer credit
Since then, we've focused on leveraging the data and technology to develop the TMP score, which has allowed us to make better lending decisions and promote financial inclusion across the UK.
Millions of people in the UK are excluded from mainstream finance and don't have access to fair credit - it's our mission to sort that out.
That’s why we’re focused on combining data with the power of the crowd, to make better lending decisions to help all of our customers achieve their financial goals.
Peer-2-Peer lending leverages the power of the crowd, connecting lenders with surplus capital to borrowers in need of additional funds.
Here’s a comprehensive guide on how our Peer-2-Peer lending platform operates.
"Our mission is to build a fairer, more transparent and ultimately cheaper way to borrow for the millions currently excluded from mainstream finance in the UK whilst giving lenders a competitive return on their investment"
Loans are subject to status and affordability. Over 20 years only.
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